Skip to content

Off-ramp: stablecoins to fiat

Sell USDT or USDC for USD, EUR, GBP, JPY, AED and CAD at one firm price, sent to you by SWIFT bank transfer to an account in your own name.

SBZ is an over-the-counter (OTC) desk. When you sell a large amount of USDT or USDC through us, you deal with a trader, not an order book: you agree one price for the whole amount before you send anything, and the money arrives in your bank account by SWIFT.

It suits companies, funds, family offices and private clients who receive stablecoins and need to bring them back into the banking system in a clean, documented way.

At a glance

Stablecoins
Tether (USDT) and USD Coin (USDC). Other stablecoins on request
Paid out in
USD, EUR, GBP, JPY, AED and CAD
Payout
SWIFT bank transfer to a verified account in your own name
Timing
Funds reach your bank the next business day
Minimum
USD 100,000 (or currency equivalent) per trade
Price
A firm quote from the live market, with our fee agreed before you trade

How selling works

From your first call to money in your bank account.

  1. Step 1

    Get set up

    We onboard you once: KYC for individuals, KYB for companies. We verify your bank account and the wallets you will send from.

  2. Step 2

    Get a firm quote

    Tell your trader the amount and the currency you want. You receive one all-inclusive price. Accept it and the price is locked, with written confirmation.

  3. Step 3

    Send your stablecoins

    Send the USDT or USDC to the address your trader confirms. Always check our settlement details with the desk through this website before sending anything. SBZ never changes wallet or bank details by chat or email. How to spot scams.

  4. Step 4

    Receive your money

    We pay out by SWIFT to your verified bank account. Funds arrive the next business day, in line with banking hours.

Why sell through an OTC desk

One price for the whole amount

Selling a large amount on an exchange fills at several prices as the order book thins out. With OTC, the price you accept is the price you get, so there is no slippage.

Paid to your own bank account

Payments go only to a bank account in the same name as your SBZ account. This keeps the funds traceable and makes life easier with your bank.

A person, not a platform

A dedicated trader handles your order from quote to payment, by chat or phone, around the clock.

Questions

Is there a minimum amount?

Yes, the minimum is USD 100,000 per trade, or the equivalent in another currency.

How long until I receive the money?

Execution is instant once you accept the price. The SWIFT payment reaches your bank the next business day, in line with banking hours.

Can you pay a third party?

No. For anti-money-laundering reasons, we only pay a bank account in the same name as your SBZ account.

Which currencies can I receive?

USD, EUR, GBP, JPY, AED and CAD. Contact the desk if you need something else.

What does it cost?

We quote from the live spot price and apply a competitive fee, always confirmed with you before you trade. No hidden costs.

Related

Need to convert stablecoins to fiat? Talk to the desk.

Contact the desk